Mortgage Servicing & Ownership Guide checklist
Questions to ask a lender
How it flows
Ask before closing whether the lender plans to keep servicing your loan, so a transfer does not surprise you.
Last reviewed against the primary sources listed below.
After closing
- Do you plan to service this loan or transfer it?
- How will I be told about a transfer?
Payments
- How do I avoid a missed payment during a transfer?
Ownership
- Who is likely to own the loan after closing?
How to use the answers
Enter any transfer notice dates into the transfer checker to track the grace period.