2026 State DSCR & Cap-Rate Intelligence Report · Montana (MT) · mortgagebysteve.com
Montana Executive Underwriting Summary: Across 3 tracked Montana investment markets, 1–4 unit rental properties average $465,000 in acquisition price against $3,050/month in Form 1007 market rent (7.87% gross rental yield) and $1,720/door/month on 5–25 unit multifamily assets. Investors underwriting Montana DSCR loans must factor a 0.79% effective property tax rate (~$3,674/yr), $510/$100k hazard insurance (~$2,372/yr), and a Non-Judicial (Small Tract Financing Act) statutory framework (120–150 days typical timeline).