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Loan Daddy Investor Mortgage Calculator

Run real-time DSCR cash flow, break-even rent, bridge LTC/LTARV, and bank-statement qualification math using your own target rate assumptions.

Loan Daddy Investor Mortgage Interactive Calculator

Model your investment property numbers with your own target rate assumptions. No hardcoded rates — enter your scenario below and send it to a Loan Daddy loan specialist for wholesale broker options.

Gross Monthly Rent ($)

Loan Amount ($)

Your Target Interest Rate (% — required)

Amortization / Structure

Monthly Property Taxes ($)

Monthly Landlord Insurance ($)

Monthly HOA / Condo Dues ($)

Target DSCR Benchmark

Enter your target interest rate (%) above to calculate monthly PITIA, DSCR ratio, and break-even rent.

For illustrative business-purpose investment modeling only. Calculator outputs use your self-entered assumptions and are not a rate quote, credit decision, or commitment to lend. Loan Daddy LLC (NMLS #2827624) is a mortgage broker, not a lender.

Get My DSCR Quote

Tell us about the deal and a Loan Daddy loan specialist will follow up. Loan Daddy LLC is a mortgage broker, not a lender.

Name

Phone

Property state

Loan purpose

Property type

Estimated loan amount

Property occupancy (business-purpose only)

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Loan Daddy Investor Mortgage Underwriting Playbooks

2026-11-01 · pillar-overview

Loan Daddy — Non-Owner-Occupied DSCR & Rental Property Financing (2026)

Loan Daddy — Non-Owner-Occupied DSCR & Rental Property Financing (2026) — direct underwriting answers on shopping multi-lender DSCR purchase, rate-and-term refinance, and cash-out refinance options for LLC and individual investors, PITIA cash-flow math, LLC vesting, and wholesale lender comparison.…

2026-11-01 · step-by-step

Step-by-Step Guide to Closing a DSCR Loan in an LLC

Step-by-Step Guide to Closing a DSCR Loan in an LLC — direct underwriting answers on shopping multi-lender DSCR purchase, rate-and-term refinance, and cash-out refinance options for LLC and individual investors, PITIA cash-flow math, LLC vesting, and wholesale lender comparison.…

2026-11-01 · comparison-breakdown

DSCR Prepayment Penalty Structures: 3-2-1 vs. 5-Year Step-Down

DSCR Prepayment Penalty Structures: 3-2-1 vs. 5-Year Step-Down — direct underwriting answers on shopping multi-lender DSCR purchase, rate-and-term refinance, and cash-out refinance options for LLC and individual investors, PITIA cash-flow math, LLC vesting, and wholesale lender comparison.…