2026 State DSCR & Cap-Rate Intelligence Report · Maine (ME) · mortgagebysteve.com
Maine Executive Underwriting Summary: Across 1 tracked Maine investment markets, 1–4 unit rental properties average $385,000 in acquisition price against $2,750/month in Form 1007 market rent (8.57% gross rental yield) and $1,590/door/month on 5–25 unit multifamily assets. Investors underwriting Maine DSCR loans must factor a 1.24% effective property tax rate (~$4,774/yr), $470/$100k hazard insurance (~$1,810/yr), and a Judicial (or Commercial Corporate Power of Sale) statutory framework (180–260 days typical timeline).