2026 State DSCR & Cap-Rate Intelligence Report · District of Columbia (DC) · mortgagebysteve.com
District of Columbia Executive Underwriting Summary: Across 1 tracked District of Columbia investment markets, 1–4 unit rental properties average $625,000 in acquisition price against $4,350/month in Form 1007 market rent (8.35% gross rental yield) and $2,450/door/month on 5–25 unit multifamily assets. Investors underwriting District of Columbia DSCR loans must factor a 0.85% effective property tax rate (~$5,313/yr), $480/$100k hazard insurance (~$3,000/yr), and a Non-Judicial / Mediation Hybrid (Deed of Trust) statutory framework (120–180 days typical timeline).