Verified balance-sheet and private lenders that fund DSCR 1–4 unit, STR/Airbnb, 5+ unit multifamily, and portfolio rental loans. In Washington (WA), closings operate under a Non-Judicial (Washington Deed of Trust Act — RCW 61.24) regime (125–150 days-day average timeline) with a 0.88% average property tax rate and $450/$100K landlord hazard insurance benchmark.
Balance-sheet & securitized Non-QM capital providers funding 1–4u and 5–100+u assets.