Verified balance-sheet and private lenders that fund DSCR 1–4 unit, STR/Airbnb, 5+ unit multifamily, and portfolio rental loans. In Hawaii (HI), closings operate under a Judicial (Primary) / Non-Judicial Statutory regime (190–280 days-day average timeline) with a 0.31% average property tax rate and $520/$100K landlord hazard insurance benchmark.
Balance-sheet & securitized Non-QM capital providers funding 1–4u and 5–100+u assets.