- 1. Post-Acquisition Tax Reassessment Trigger
- California Prop 13: Reassessed to 100% of purchase price at acquisition; capped at max 2% annual inflation increase thereafter.
- 2. Hazard, Windstorm & Catastrophe Insurance Tier
- Coastal / Inland Brush Overlay
- 3. Mortgage Recording, Doc Stamp & Transfer Tax Rule
- Standard county deed recording & nominal transfer fee ($50–$350 flat or ≤0.20% of consideration).
- 4. Wholesale Escrow & Tax-Reduction Strategy
- Underwrite post-acquisition tax bill using county millage calculator to prevent Year-2 escrow shortage.