Published by Loan Daddy LLC · NMLS #2827624Broker, not lenderAZ CMB-2016143 · Loans made or arranged pursuant to a California Financing Law license, #60DBO-218873Non-owner-occupied investment property only
Commercial DSCR Investor Deal Desk
Wholesale Mortgage Brokerage Directory · 51 Jurisdictions · mortgagebysteve.com

Verified Commercial, DSCR & Non-QM Mortgage Brokers Directory

Working with an institutional wholesale mortgage broker gives real estate investors simultaneous access to 45+ wholesale DSCR, Non-QM, RTL Fix-and-Flip, and commercial multifamily credit shelves with a single scenario submission. Loan Daddy LLC (NMLS #2827624 · AZ CMB #CMB-2016143 · CA CFL #60DBO-218873) serves as the pinned institutional wholesale desk on Mortgage by Steve — Direct DSCR, Bridge & Rental Portfolio Financing.

Pinned #1 Wholesale Mortgage Brokerage · NMLS #2827624

Loan Daddy LLC — Stephen R. Mannenbach, J.D., MBA (NMLS #2549621)

Shops 45+ wholesale DSCR, RTL Fix-and-Flip, Ground-Up Construction, and 5–100+ Unit Multifamily credit shelves simultaneously across 50 states + DC.

View Principal Broker Profile →TPO Broker Submission Kit

1. Browse Investor Mortgage Brokers by State (50 States + DC)

Alabama (AL) Brokers
Non-Judicial (Power of Sale) · 0.41% Avg Tax
View AL Broker Desk →
Alaska (AK) Brokers
Non-Judicial (Deed of Trust) · 1.19% Avg Tax
View AK Broker Desk →
Arizona (AZ) Brokers
Non-Judicial (Deed of Trust — 91-Day Trustee Sale) · 0.56% Avg Tax
View AZ Broker Desk →
Arkansas (AR) Brokers
Non-Judicial (Statutory Foreclosure) · 0.62% Avg Tax
View AR Broker Desk →
California (CA) Brokers
Non-Judicial (Deed of Trust — Civil Code §2924) · 0.75% Avg Tax
View CA Broker Desk →
Colorado (CO) Brokers
Non-Judicial (Public Trustee System) · 0.51% Avg Tax
View CO Broker Desk →
Connecticut (CT) Brokers
Judicial (Strict Foreclosure or Foreclosure by Sale) · 1.96% Avg Tax
View CT Broker Desk →
Delaware (DE) Brokers
Judicial (Scire Facias Sur Mortgage) · 0.57% Avg Tax
View DE Broker Desk →
District of Columbia (DC) Brokers
Non-Judicial / Mediation Hybrid (Deed of Trust) · 0.85% Avg Tax
View DC Broker Desk →
Florida (FL) Brokers
Judicial (Circuit Court Foreclosure Action) · 0.86% Avg Tax
View FL Broker Desk →
Georgia (GA) Brokers
Non-Judicial (First Tuesday Power of Sale) · 0.87% Avg Tax
View GA Broker Desk →
Hawaii (HI) Brokers
Judicial (Primary) / Non-Judicial Statutory · 0.31% Avg Tax
View HI Broker Desk →
Idaho (ID) Brokers
Non-Judicial (Deed of Trust) · 0.63% Avg Tax
View ID Broker Desk →
Illinois (IL) Brokers
Judicial (Illinois Mortgage Foreclosure Law) · 2.08% Avg Tax
View IL Broker Desk →
Indiana (IN) Brokers
Judicial (3-Month Statutory Waiting Period) · 0.81% Avg Tax
View IN Broker Desk →
Iowa (IA) Brokers
Judicial (or Non-Judicial Voluntary Commercial) · 1.52% Avg Tax
View IA Broker Desk →
Kansas (KS) Brokers
Judicial (District Court Action) · 1.34% Avg Tax
View KS Broker Desk →
Kentucky (KY) Brokers
Judicial (Master Commissioner Sale) · 0.83% Avg Tax
View KY Broker Desk →
Louisiana (LA) Brokers
Judicial (Executory Process — Confessed Judgment) · 0.56% Avg Tax
View LA Broker Desk →
Maine (ME) Brokers
Judicial (or Commercial Corporate Power of Sale) · 1.24% Avg Tax
View ME Broker Desk →
Maryland (MD) Brokers
Quasi-Judicial (Order to Docket / Power of Sale) · 1.05% Avg Tax
View MD Broker Desk →
Massachusetts (MA) Brokers
Non-Judicial (Statutory Power of Sale + Land Court) · 1.17% Avg Tax
View MA Broker Desk →
Michigan (MI) Brokers
Non-Judicial (Foreclosure by Advertisement) · 1.38% Avg Tax
View MI Broker Desk →
Minnesota (MN) Brokers
Non-Judicial (Foreclosure by Advertisement) · 1.11% Avg Tax
View MN Broker Desk →
Mississippi (MS) Brokers
Non-Judicial (Deed of Trust Power of Sale) · 0.78% Avg Tax
View MS Broker Desk →
Missouri (MO) Brokers
Non-Judicial (Deed of Trust Trustee Sale) · 0.96% Avg Tax
View MO Broker Desk →
Montana (MT) Brokers
Non-Judicial (Small Tract Financing Act) · 0.79% Avg Tax
View MT Broker Desk →
Nebraska (NE) Brokers
Non-Judicial (Nebraska Trust Deeds Act) · 1.63% Avg Tax
View NE Broker Desk →
Nevada (NV) Brokers
Non-Judicial (NRS Chapter 107 Deed of Trust) · 0.55% Avg Tax
View NV Broker Desk →
New Hampshire (NH) Brokers
Non-Judicial (Statutory Power of Sale) · 1.93% Avg Tax
View NH Broker Desk →
New Jersey (NJ) Brokers
Judicial (Superior Court Chancery Division) · 2.23% Avg Tax
View NJ Broker Desk →
New Mexico (NM) Brokers
Judicial (or Commercial Deed of Trust Act) · 0.76% Avg Tax
View NM Broker Desk →
New York (NY) Brokers
Judicial (RPAPL Article 13) · 1.64% Avg Tax
View NY Broker Desk →
North Carolina (NC) Brokers
Quasi-Judicial (Clerk of Court Hearing + 10-Day Upset Bid) · 0.78% Avg Tax
View NC Broker Desk →
North Dakota (ND) Brokers
Judicial (District Court Action) · 0.98% Avg Tax
View ND Broker Desk →
Ohio (OH) Brokers
Judicial (County Court of Common Pleas) · 1.48% Avg Tax
View OH Broker Desk →
Oklahoma (OK) Brokers
Judicial or Non-Judicial Power of Sale · 0.88% Avg Tax
View OK Broker Desk →
Oregon (OR) Brokers
Non-Judicial (Oregon Trust Deed Act) · 0.91% Avg Tax
View OR Broker Desk →
Pennsylvania (PA) Brokers
Judicial (Action in Mortgage Foreclosure) · 1.49% Avg Tax
View PA Broker Desk →
Rhode Island (RI) Brokers
Non-Judicial (Statutory Power of Sale) · 1.4% Avg Tax
View RI Broker Desk →
South Carolina (SC) Brokers
Judicial (Master-in-Equity Referral) · 0.56% Avg Tax
View SC Broker Desk →
South Dakota (SD) Brokers
Judicial or Non-Judicial Power of Sale (180-Day Redemption Waiver) · 1.17% Avg Tax
View SD Broker Desk →
Tennessee (TN) Brokers
Non-Judicial (Deed of Trust — 21-Day Publication) · 0.64% Avg Tax
View TN Broker Desk →
Texas (TX) Brokers
Non-Judicial (First Tuesday Deed of Trust — TX Prop. Code §51.002) · 1.68% Avg Tax
View TX Broker Desk →
Utah (UT) Brokers
Non-Judicial (Deed of Trust — 3-Month Notice of Default) · 0.57% Avg Tax
View UT Broker Desk →
Vermont (VT) Brokers
Judicial (Strict Foreclosure or Judicial Sale) · 1.83% Avg Tax
View VT Broker Desk →
Virginia (VA) Brokers
Non-Judicial (Deed of Trust Trustee Sale) · 0.8% Avg Tax
View VA Broker Desk →
Washington (WA) Brokers
Non-Judicial (Washington Deed of Trust Act — RCW 61.24) · 0.88% Avg Tax
View WA Broker Desk →
West Virginia (WV) Brokers
Non-Judicial (Deed of Trust Trustee Sale) · 0.57% Avg Tax
View WV Broker Desk →
Wisconsin (WI) Brokers
Judicial (6-Month Commercial / Non-Owner Redemption) · 1.61% Avg Tax
View WI Broker Desk →
Wyoming (WY) Brokers
Non-Judicial (Foreclosure by Advertisement & Sale) · 0.58% Avg Tax
View WY Broker Desk →

2. Wholesale Lender Shelves Shopped by Our Broker Desk

Loan Daddy LLC (Pinned #1 Institutional Wholesale Desk)
6.125% – 7.875% · 80% (85% CLTV w/ Seller Carry)
Compare Wholesale Shelf →
Kiavi (Formerly LendingHome)
6.625% – 9.750% · 80% DSCR / 90% RTL LTC
Compare Wholesale Shelf →
Roc Capital (Roc360)
6.375% – 8.625% · 80% DSCR / 85% RTL LTC
Compare Wholesale Shelf →
Lima One Capital
6.500% – 8.875% · 80% DSCR / 90% RTL LTC
Compare Wholesale Shelf →
Visio Lending
6.625% – 8.500% · 80% LTV
Compare Wholesale Shelf →
CoreVest American Finance
6.375% – 8.500% · 80% LTV
Compare Wholesale Shelf →
Velocity Mortgage Capital
6.500% – 8.750% · 80% LTV
Compare Wholesale Shelf →
Angel Oak Mortgage Solutions
6.250% – 8.250% · 80% LTV (85% Select Tiers)
Compare Wholesale Shelf →
Acra Lending ( Citadel Servicing )
6.250% – 8.375% · 80% LTV
Compare Wholesale Shelf →
Anchor Loans
7.990% – 10.250% · 85% – 90% LTC (100% Rehab)
Compare Wholesale Shelf →

Core Wholesale Broker Programs

DSCR LoansHard Money LoansPrivate Money LoansFix & Flip LoansBridge LoansGround-Up ConstructionMultifamily (5+ Units)Commercial PropertyRehab & BRRRR LoansCash-Out Refinance
Verified Commercial, DSCR & Non-QM Mortgage Brokers Directory (2026) | Mortgage by Steve — Direct DSCR, Bridge & Rental Portfolio Financing